Construction and Trade Financing

Event description

Cover labor and materials between draws, finance equipment, buy your building, and qualify for bonding. Free SBA event for construction.

Take on bigger jobs with financing built for construction. In one free morning, learn how SBA-backed financing helps you cover labor and materials between contract payments through the Builders CAPLine (up to $5 million), finance your equipment, buy the building you work out of through the SBA 504 program, and qualify for the bid, performance, and payment bonds that let you compete for larger contracts. You will leave knowing what you can borrow, what it can cover, and how to prepare — and you can get your own questions answered on the spot.

Who should attend:

▪ General contractors and subcontractors

▪ Specialty trades — electrical, plumbing, HVAC, roofing, concrete

▪ Homebuilders and remodelers

▪ Firms buying equipment or their own building

▪ Contractors who need bonding to bid on public projects

What to expect:

▪ Working capital between draws — how the Builders CAPLine funds labor and materials on your projects

▪ Equipment and your own building — financing for machinery and owner-occupied real estate

▪ Bonding for bigger bids — qualify for bid, performance, and payment bonds

▪ Q&A and networking — straight answers on how much you can borrow and how to prepare

Getting in: This event is held at a federal facility. Valid photo ID is required (unexpired REAL ID or US Passport), and we recommend arriving 15–20 minutes early for screening.

This is a free event hosted by the SBA Sacramento District Office. Questions? Contact Luba Jewell at luba.jewell@sba.gov.